At Bayfront Lending, we believe you deserve a team of experienced professionals who have your best interest in mind, not a sales commission.

And we understand that quality customer service and a streamlined process are just as important as the best rate and most favorable loan structure.


First And Second




Home Equity
Lines of Credit





VA, FHA, Conventional
Loan Programs

Down Payment Assistance
Loan Programs

12 Month Bank Statement
Stated Programs

6 Month Bank Statement
Stated Programs


Karen in Moreno Valley, CA

New Home Purchase:
The Bayfront team was great! We needed to close our loan quickly and we had multiple borrowers. They made the process easy and organized.

Tony in Tustin, CA

Loan Refinance:

I can't thank the Bayfront team enough. They reduced our rate and monthly payment. Five stars.

Alma in Corona, CA

New Home Purchase:
Thank you, Bayfront team. Our offer was accepted, but with some difficult conditions. The Bayfront team did a fantastic job to close our loan quickly.

Lupe in Lake Elsinore, CA

New Home Purchase:
I strongly recommend the Bayfront team! We love our new house and they made the loan process easy for us. The Bayfront team was fantastic

Conny in Lake Elsinore, CA

New Home Purchase:

I just want to thank you for all your help with the loan for my home. You are so fantastic! You made the process so easy and less stressful for me! You were always there 100%! I will tell everyone I know to use your services. And I also feel like I made a new friend. Thank you for everything!!!

Luis in Costa Mesa, CA

Loan Refinance:

We are very happy with Cristina and the Bayfront team for all of their support and super quick process.

Maria in Santa Ana, CA

Loan Refinance:
We've known Cristina since she helped us with our original loan to buy our home and we've continued to work with her on refinances and always recommend her to our friends and family. She guides us 100% step by step through the process and even helped us improve our credit. Thank you so much for all your help!


Mortgage loans require a plethora of information to accurately reflect the income available to service debt and the underlying collateral securing the loan. These helpful resources can prepare you for the mortgage loan process. Please contact your Bayfront Lending representative with any questions or to request additional information.


Bayfront Lending is an Equal Housing Lender. We fully comply with the Equal Credit Opportunity Act (ECOA), Fair Housing Act, and all other Federal and State regulations. All applicants applying for credit from Bayfront Lending will be treated equally regardless of race, color, ethnicity, national origin, religion, sex or gender, sexual orientation, gender identification, military status, marital or familial status, age, disability or handicap, receipt of public assistance, exercise of any right under the Consumer Credit Protection Act, or any other prohibited basis. All information we request is voluntary, and will be kept confidential.

For more information on the ECOA, please visit the Consumer Financial Protection Bureau website at: www.consumerfinance.gov.

For more information on the Fair Housing Act, please visit the Department of Housing and Urban Development website at: https://portal.hud.gov/hudportal/HUD.


With Questions Or To Begin A Loan Approval Process

Costa Mesa, California
Phone: 1 (714) 335-3125
Email: info (AT) bayfrontlending (DOT) com

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